You’ve Been Sued By Cavalry SPV I LLC On An Old Credit Card Debt, But Who or What IS That?
Who (or what) is Cavalry SPV I LLC? Is that your question?
One answer is that Cavalry SPV I LLC is the shady-as-hell company that just sued you, claiming to be the new owner of some old credit card account. I’ve successfully defended many clients from debt collection lawsuits by Cavalry SPV LLC, so I can tell you a few of the mundane facts about the company’s identity, if that’s what you really came here to find out.
- Cavalry SPV I LLC is a debt buyer and debt collection company, formed as a limited liability company registered in the State of Delaware on June 5, 2002.
- It’s headquarters are 500 Summit Lake Drive, Suite 400, Valhalla, New York, 10595.
- It is probably (although it is difficult to know for sure) the subsidiary of a company named Cavalry Portfolio Services LLC (CPS) which is also a limited liability company registered in the State of Delaware in 2002.
- CPS has also been known to use the same Valhalla, New York address as Cavalry SPV I LLC. (However, in some records CPS has listed its address differently; as 4050 E. Cotton Center Blvd, Phoenix, Arizona, 89040).
- Both companies have listed a “Stephen Anderson” as the “Executive Vice President” at various times.
But perhaps my first answer was more useful after all — that Cavalry SPV I LLC, is the shady company that just sued you.
Ultimately, the more important question is not who or what Cavalry SPV I LLC is, but what to do about the lawsuit. So…
How Do You Respond to a Collection Lawsuit by Cavalry SPV I LLC?
Ah, now you’re asking the important question. And it’s an easy one to answer: Fight it. Do not give Cavalry one thin dime of your money.
Cavalry SPV I LLC often does not have the type of evidence that is required to prevail in court. Even if you actually did incur a debt and even if you did not pay it back, Cavalry SPV I is very often unable to prove it owns that account (and the flimsy documentation they attach to the court papers are not legally sufficient for that purpose).
You may have read elsewhere that if you don’t have a specific defense, then you should settle with Cavalry by giving them money. Wait, what?! Hell no! Excuse my language, but when it comes to a strategy, that is complete bullshit and definitely the wrong way to go.
In my experience Cavalry is generally unable to win a properly contested case. (Mandatory legal disclaimer: Every case is different past results do not guarantee future results. Nevertheless, DO NOT GIVE CAVALRY YOUR MONEY. Does Cavalry deserve it more than your family does? No? I didn’t think so.)
The burden is not on you to come forward with some fancy legal defense.
The burden is on Cavalry to prove that they are entitled to your money. There are hoops Cavalry has to jump through to win the right to take your money, and legal hurdles it has to clear — but you have to insist that those hoops and hurdles are set up, because the judge won’t make your argument for you.
You can take advantage of major defects in Cavalry’s documentation and inability to prove its own case. In order to benefit from this weakness on the side of Cavalry SPV I, you have to fight the lawsuit.
It helps to have an attorney for this process, by the way.
Okay, having said all of that, the headline above promises a course on how to respond if you have been sued by Cavalry SPV I in California court. Here’s the link to the course, so go out there and kick Cavalry SPV I’s ass.
This free course will:
• Save you hours of time searching around on the Internet for information on how to respond when you are sued by Cavalry SPV I LLC.
• Give you the security of getting your information from a California Consumer attorney who defends people against debt collection cases for a living.
• Allow you to relax and sleep well tonight, because now you know what to do. Stress-be-gone.